TravelGPT
TravelGPT

Money Abroad

ATMs, fees, and currency exchange

Don't let banks steal your travel budget through hidden fees.

The Right Card

Get a debit card with zero foreign transaction fees and ATM fee reimbursements (like Charles Schwab in the US or Monzo/Revolut in the UK).

The ATM Trap

Always decline "Dynamic Currency Conversion" (DCC). If an ATM or card machine asks if you want to be charged in your home currency or the local currency, ALWAYS choose the local currency.

Cash Exchanges

Never exchange money at the airport kiosk. The rates are abysmal.

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